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The Source Podcast

The Source is a monthly discussion of the regulatory landscape in the on-demand pay space. Join us every month for a new series of conversations that invites experts to explore and share insights on active and upcoming legislation, industry insights and news. This is your chance to understand the complexities and questions surrounding the on-demand pay industry and be a part of defining its future.

Upcoming Episode - 12/11/19

The Debiting Problem - Part 2

On-demand pay still has a by-request feature. Some on-demand pay providers require authorized user access to personal bank accounts before authorizing a transfer. By doing this, users of on-demand pay that give such broad entrée to accounts can be exposed to unnecessary overdraft fees and other complications.

While banks are regulated in this access and can be penalized for abuse, there is no such oversight for the many firms involved in on-demand services that require clients to allow them to access their accounts.

Episode 3 of The Source, sponsored by DailyPay, will discuss this financial exposure issue and the pitfalls surrounding debiting worker bank accounts to collect money advanced to workers. The Source is your monthly window into active and upcoming legislation, industry insights and news, and a chance to understand the complexities and questions surrounding issues in the on-demand pay business.

Upcoming Featured Speakers

Gary Pearcy


Gary Pearcy

Vice President, Payment Operations at DailyPay

Gary Pearcy is Vice President, Payment Operations at DailyPay, overseeing core payment functions including new partner launches, daily settlement, risk management, payment partner/vendor management, and recovery activities.

Prior to joining DailyPay, Gary spent fourteen years at Wells Fargo leading various payments teams including his most recent stint as chief operating officer for Wells Fargo’s Merchant Services business unit.

Prior to joining Wells Fargo, Gary held various positions in technology and business development at General Electric. Gary is also a military veteran, having spent twelve years as an officer in the U.S. Army’s Aviation branch.

Ron Shevlin


Ron Shevlin

Director of Research at Cornerstone Advisors

Ron Shevlin is the Director of Research at Cornerstone Advisors where he heads up the firm’s strategic research efforts, including commissioned research, the Insight Vault service, and the Cornerstone Performance Report. A nationally sought after speaker, Ron is the author of the Amazon best-selling book Smarter Bank, and is the purveyor of fine snark on the Financial Brand’s Snarketing column and the Fintech Snark Tank podcast. Ron’s prior experience includes research and consulting for Aite Group, Forrester Research, and KPMG.

Featured Episode - 11/13/19

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